Typically, you will need at least 5 to 10 percent of the property’s purchase price as a deposit. However, the exact amount depends on your personal circumstances, the lender’s criteria, and the type of mortgage you choose.

A mortgage broker has access to a wide range of lenders and products, not just the limited options offered by one bank. This means we can compare the market to find the most suitable deal for you, taking into account your needs, circumstances, and long-term goals.

We can arrange a wide variety of protection policies, including life insurance, critical illness cover, income protection, home insurance and family protection plans. Our goal is to ensure you and your loved ones are financially secure should the unexpected happen.

On average, it takes around 2 to 4 weeks to secure a mortgage offer, although this can vary depending on the lender and your individual circumstances. We’ll guide you through every stage and keep you updated so you know exactly what to expect.

Yes, it is often still possible to arrange insurance even if you have medical issues. Each insurer has different criteria, so while some may exclude certain conditions or increase premiums, others may be more flexible. We work with a wide range of providers and will search the market to find the most suitable cover for your needs.